Expense Tracker & Budget logs your daily spending and income, keeps you inside a monthly budget, and shows exactly where the money went. There's no account and no sign-up. Your financial data stays encrypted on your phone, with an optional encrypted backup to your own Google Drive.
Get it on Google Play
The Expense tab opens on a live summary card showing what you've spent against your monthly budget. Below it, every transaction is grouped by date or category, with a running total for each group.
Tap the summary card to flip it over. The back shows a donut chart of your spending by category, with your top categories listed beside it, for whatever period you've picked.
Income has a tab of its own. Set an expected monthly income and the card fills toward it as money comes in.
Payment alerts from your bank and UPI apps can become draft transactions. They're read on your phone and never sent anywhere. Nothing is saved until you confirm it, and the app learns your categories and accounts as you do.
A calculator keypad is built into the New transaction screen, so you can add up a receipt or split a bill as you type. Account, category, date and note all fit on one screen.
Accounts, categories, recurring payments, app lock, theme and backup are all reached from one Settings screen.
Rename, recolour or add income and expense categories, each with its own icon, and group subcategories under a parent.
Open any category or account to see its full history, with totals for whatever period you've filtered to.
When your bank app reports a payment, a review notification follows. A spend you forgot to write down still gets recorded, once you confirm it.
Tap the notification and the amount, account and category are already filled in from the alert. Check them and tap Save.
Most budgeting apps fail on the second week, when logging every coffee starts to feel like work. This one is built to keep the typing down, so the numbers are still accurate at the end of the month.
Everything you'd expect from a budget app, without handing your financial data to anyone.
Separate tabs, each with a live summary card. Amounts are colour-coded red for expense, green for income and blue for transfer.
Set a monthly budget and get a heads-up before you overspend. Add an expected income to track against as well.
Cash, bank, cards, wallets and savings, with live balances and transfers between them.
Rent, bills, EMIs and subscriptions, with an optional reminder before each one falls due.
On-device text recognition reads a receipt photo and prefills the amount and date for you to check.
Optional. Payment notifications from bank and UPI apps become drafts on your phone, and you confirm each one.
Transactions live in an encrypted local database. Add a PIN and fingerprint unlock if you want them.
An encrypted backup to your own Google Drive, daily at a time you choose or with one tap. New phone? Connect the same account and restore everything.
A category pie chart and top-spend breakdown, plus light, dark or system theme.
Free on Google Play. No account, no sign-up, and your financial data stays on your phone.
Get it on Google Play
